> For the complete documentation index, see [llms.txt](https://docs.osero.org/llms.txt). Markdown versions of documentation pages are available by appending `.md` to page URLs; this page is available as [Markdown](https://docs.osero.org/osero-app/osero-app/what-is-osero-app.md).

# What is Osero App

Osero App gives users a simple way to earn on stablecoins, without DeFi complexity.

It keeps saving simple and self-serve: deposit any stablecoin from any chain, start earning market-leading yield, and withdraw anytime.

Osero App offers two ways to earn:

* **Savings** — deposit into sUSDS and earn the base Sky Savings Rate. A simple, liquid way to earn on your stablecoins.
* **Yield+** — deposit into a Gauntlet-curated sUSDS strategy that uses leverage to target higher yield.

Osero App handles the underlying conversions and bridging automatically, so you can access the Sky Savings Rate while staying in control of your funds.

## The problem it solves

Stablecoin yield is fragmented across different assets, networks, and protocols. Earning often means finding the right opportunity, converting assets, bridging between networks, and navigating unfamiliar DeFi interfaces.

Osero brings these steps into a single experience, so users can deposit the stablecoins they already hold and access yield without having to manage the underlying complexity themselves.

### What Osero Does

Osero lets you deposit any stablecoin and receive sUSDS, a yield-bearing savings token issued by Sky. sUSDS earns the Sky Savings Rate over time, with its value increasing relative to USDS as yield accrues.

If you want to target higher yield and are comfortable with additional risk, you can choose **Yield+**. You receive goUSDC or goUSDT, representing your share of a Gauntlet-curated strategy that uses leverage on sUSDS to amplify the base Sky Savings Rate.

See [**Yield+ Vaults**](/osero-app/yield+-vaults/gauntlet-osero-yield+-vaults.md) below for more details.

### **How It Works, In Short**

Connect your wallet, choose the stablecoin and network you want to deposit from, and Osero will prepare the route to sUSDS.

When a swap or bridge is needed, Osero routes it through Enso or LI.FI, whichever fits best. You still only interact with Osero.

Before signing anything, you review the output, destination, and fees. Withdrawals work the same way, in reverse.

For deposit and withdrawal steps, supported networks, and how Enso and LI.FI routing work, see [How Osero App Works](/osero-app/osero-app/how-osero-app-works.md).


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